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Studying continuously for long hours is a challenge for most of us. This is the reason why most of us feel stranded during the time of examinations because we are not able to concentrate into things. The fear of examinations makes us anxious and we are not able to study in requisite amount thus, not be able to complete our revisions of the end moment. Ultimately, our marks are marred due to lack of practice. Well! Marks are important as our knowledge because they matter in the long run helping us gain admissions in reputable institutions especially, in the Indian Education System which is marks-oriented.

Though the practice of studying at the last moment is not appreciable but it is not wrong to accept the fact that every one of us tend to make the best use of the twelfth hour as we tend to remember and memorize the facts and figures at the maximum rate!

Well! Dear readers, herein we present to you the tips that would help you study and prepare for your examinations at the last minute: –

  1. The first and foremost thing is your belief. Yes, you should have enough confidence in yourself that you will be able to complete your syllabus and prepare all the topics. The ‘Yes, I can’ spirit helps you stay motivated and work efficiently till the end.
  2. Secondly, focus on working smartly. You must try to cover the important topics first and study coherently. Instead of mugging up each and every aspect, you must try to split the study material into small portions and focus on memorizing them. Well! Those small portions could be divided into sub-topics and remembered efficiently.
  3. Thirdly, stay away from distractions. Reduce your activity at the social media accounts of yours and keep your phone away from your sight. Yes, ‘out of sight, out of mind’ phenomenon is tremendously helpful and facilitate you focus on your studies.
  4. Fourthly, before starting you must take good rest and you must begin with a fresh mind. You must collect all your study material and keep ample amount of fruits, water and snacks with you. This helps you to sit and study constantly thus, streamlining your studying process.
  5. Don’t change your place frequently. Sit and study till your target is done. Getting up again and again result in distraction and then, developing the same concentration level again is both difficult and time-consuming.
  6. Follow 52-17 algorithm. Study for 52 minutes and take rest for rest 17 minutes. This methodology works as a therapy or precisely, a ‘placebo effect’. It replenishes your energy and helps you start afresh.
  7. While learning, opt for preparing flow charts and learn the things into point format. While practicing for examinations, one must practice by writing. In case you have a slow writing speed, set a timer of 5 minutes and try completing a selected amount of portion in 5 minutes. This helps in writing answers fast during examinations. Try preparing all your answers in lucrative style with a candid language and plenty of keywords.
  8. While learning, prefer to read a bit louder so that your ears can hear and comprehend your words. Self-hearing helps you to memorize the key points at a comparably faster rate.
  9. Try not wasting your mornings. Sit in the morning and give yourself a target to complete in your day. Try making a schedule for a day. Later, don’t deviate from your work, target and belief. Complete your work and prepare your topics soundly.
  10. Lastly, work diligently and practice all the important questions which are expected to come in the examination. Well! To crack any examination, it is important to know the methodology of solving the paper.

At a personal level, we don’t appreciate the last-minute study and we suggest studying regularly thus, increasing your knowledge-quotient however, at the same time, last-minute study has its own importance in lives of all students. Hope, these tips emerge to be useful.

 

 

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DIY HOMEMADE DIYAS FOR DIWALI

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Diwali is the festival of lights and happiness. But most of us are really confused what new thing to do to make our Diwali more exciting.

So this year here are some exciting ways to make homemade colorful diyas.

BUDGET: not so expensive

MATERIALS REQUIRED:

  1. BLANK DIYAS
  2. GLUE
  3. TOOTHPICKS/STICKS
  4. ACRYLIC PAINT
  5. PAINT BRUSHES
  6. MARKERS
  7. STONES/ DECORATION MATERIAL

STEP 1. Soak the diyas in water and leave for 1-2 hours. After that, you can paint the diyas according to your choice of color, so that it may look colorful and most beautiful.

STEP 2. After the paint has dried, spread some glue on the rim of the diyas and paste some decoration material and stone on them.

STEP 3. You can make colorful designs according to you to make them attractive.

STEP 4. For more decoration, you can paint the sides of the diya with golden paint.

STEP 5. You can spread that gold paint perfectly with a toothpick or a stick to make it neat.

STEP 6. For having a multi-colored diya you can divide the diya into two equal parts and paint it in different colors.

STEP 7. After everything is done accordingly leave the diyas for some time and then they are ready to use/gift to anyone.

These are some of the easy ways to make colorful home made diyas, and painting diyas has been an old tradition and it’s fun to do especially on the festival of lights Diwali.

You can easily make colorful diyas by following these steps and can make your Diwali rocking

WISHING YOU A VERY HAPPY DIWALI!

 

 

 

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Origin of Zero

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Zero is not just a numeral but an epitome of emptiness. Well! Shunya or Zero represents the philosophy of emptiness or ‘Shunyata’. India is renowned worldwide for its discovery of zero as a number. Notably, zero is significantly used in calculus and other mathematical operations. It will not be wrong to say that modern mathematics could have been non-existent in absence of zero. However, zero was discovered in India hundreds of years ago. Therefore, it is interesting to acknowledge the fact that our ancient cultural mathematics was highly advanced.

Well! Despite of the fact that zero has its roots from the ancient Indian civilization; historians from all over the world had a quest to know about the first use of zero as a ‘placeholder’ or as a number. Many historians were of the view that in the early 9th century; Indians developed the concept of zero. However, Babylonians and Mayans were also considered to have used zero as a ‘placeholder’ or number represented by a dot citing emptiness, a void.

However, according to a recent research of the group of mathematicians led by Marcus du Sautoy, Professor of Mathematics at the University of Oxford; zero originated in 3rd century that is, 500 years back than previously thought. Before the recent findings, zero was supposed to be first used in 9th century and the evidence was found on a wall of temple at Gwalior in Madhya Pradesh.

According to the recent results which are obtained from the process of Carbon Dating; the zero as a ‘placeholder’ was first depicted in the ancient Indian manuscript in the 3rd century. Notably, the Oxford’s Bodleian Library had an Indian manuscript from the 3rd century from the year 1902 called ‘Bakhshali’ manuscript. The ancient Indian Bakhshali manuscript has its roots from India and it belongs to the 3rd century. Interestingly, Bakhshali manuscript was found to be buried in a village which is now in Pakistan. Interestingly, this old manuscript has the illustration of zero in form of a dot representing null.

Well! The concept of zero is taken for granted worldwide. However, zero is relatively an essential for the basics of mathematics. The most wonderful concept derived from the concept of zero is that zero not only represents the void but it also connects the void to infinity. Yes, as the counting in simple mathematics proceeds, zero markedly, denotes the increment in the place value of each digits and therefore, it is also a significant component of million, trillion etc.

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Things to Keep In Mind While Taking a Home Loan

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Well! It is the dream of every one of us to purchase a dream house once in a lifetime however, in today’s era the price of the properties are skyrocketing and hence, people have problems in purchasing the house. In order to facilitate people purchase a house, the banks and financial companies under both public and private sectors lend loan to the borrower.

With plethora of options available to borrow a home loan, the normal person is tremendously confused. Thus, in order to clarify all your confusions, herein, we bring up a simple guide to help you borrow a home loan and fulfill your dream of having a luxurious house ahead.

  1. File your ITR regularly. Well! Filing your Income Tax Return helps you build up your CIBIL Score. A CIBIL Score of 750 is desirable in the case, you want a loan. If your score is low, many banks and financial companies avoid giving you a loan or they might prefer to give you a loan at a higher interest rate.
  2. You must research for various options available which can provide you a loan with effective interest rates. Apart from this, it is also essential to gather information about the postulates of loan agreement and their foreclosure norms.
  3. Understand the fundamentals of interest rate. Notably, there are two kinds of interest rates: floating interest rate and fixed interest rate. Floating interest rate depends upon the stock market whereas the fixed interest rate remains same till the foreclosure duration whether it is 15 years or 20 years.
  4. Comparison of the involved processing fees is essential. Yes, it is quite necessary to know the details regarding the processing fees, file charges etc involved while the loan is being processed. It is variable for different banks and financial companies.
  5. Check your affordability criterion. Before finalizing your loan, it is necessary for you to counter-check your own affordability criterion as your bank/financial company does. Well! Practically it is extremely difficult to repay the loan in the case, you can’t afford it. Thus, decisions should be made wisely.
  6. Insure your property. Insurance of your property which is supposed to be mortgaged for a home loan, ensures the option of repayment in the case you won’t be able to do the same because of certain adverse circumstances. Hence, insuring your property is an intelligent idea.
  7. Don’t depend on your loan agent. All the loan agents tend to sell the loan for the bank/financial company that pays an effective incentive to them. Notably, if the cost of commission is high, your processing fees and interest rate is also comparatively higher. Thus, you must not depend upon the loan agents and try at government banks for loans.
  8. Ensure the legality of your property. Yes, you must check all the legal papers of the property which you are planning to buy. After all, if you are leaving no stone unturned to purchase your dream house, your property should not be illegal or else, you will be at loss and no bank would prefer giving loan for a property with illegal issues.
  9. Make appropriate down payments. Along with the legal documents of the token money and down payments, you must try to make maximum down payment. In this manner, you will be able to timely foreclose your loan, thereby, reducing the interest on your loan amount.
  10. Spend conservatively to foreclose your loan before time. This ensures reduction in your compound interest thus, saving your money a great deal. It is also found that foreclosure norms are now relaxed and the borrowers don’t require paying extra if they wish to foreclose their loan before time.

Hope this is an interesting and informative article. Well! Now if you are planning to purchase your dream house, you can apply for a home loan to combat the high expenditure involved thereby, maintaining your budget.

Best of Luck!

Stay tuned for such informative articles.

 

 

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